We are seeking an experienced Senior Compliance Specialist to join our Compliance Department. This role plays a critical part in safeguarding the bank's regulatory compliance posture but leading consumer compliance monitoring and testing activities, and serving as a key resource for compliance advisory and document review across business lines. The ideal candidate will bring deep expertise in consumer protection regulations, a solutions-oriented mindset, and the confidence to engage with business partners at all levels.
Key Responsibilities
Monitoring and Testing
Lead and execute ongoing compliance monitoring and risk-based testing of consumer banking activities (e.g., deposit, lending, marketing, etc.).
Identify issues, analyze root causes, and recommend corrective actions.
Draft clear, concise reports summarizing findings and risk impact.
Advisory and Review
Review marketing materials, disclosures, forms, and other customer-facing documents for compliance with applicable regulations.
Provide prompt and practical guidance to internal stakeholders on regulatory questions, emerging issues, and procedural compliance.
Collaboration and Communication
Serve as a trusted compliance advisor to business units and project teams.
Communicate complex regulatory requirements clearly and effectively to non-compliance audiences.
Support regulatory exam preparation, policy updates, and special projects as assigned by the Compliance Officer.
Conduct in-house compliance training to supplement learning management system.
Required Qualifications
Minimum 5 years of experience in consumer compliance within the banking or financial services industry.
Demonstrated expertise in key consumer compliance regulations such as Regulations B, CC, DD, E, TILA, RESPA, TRID, ECOA and UDAAP.
Experience conducting compliance reviews, testing, or audits.
Strong analytical, organizational and writing skills.
Proven ability to independently manage priorities and deadlines.
Exceptional judgment, discretion and attention to detail.
Preferred Qualifications
CRCM designation or advanced compliance training.
Experience working in a community or regional bank setting.
Familiarity with compliance management systems and reporting tools.
Why Join Us?
An opportunity to drive meaningful change and continue to shape a culture of compliance.
Direct access to leadership and opportunities for professional growth.
A stable and respected institution with deep community roots.
Equal Opportunity Employer, including disability and protected veteran status.
